What Really Matters
Buying a home? The process can be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written report, a checklist, photographs, environmental reports, and what the inspector himself says during the inspection. All this, combined with the seller's disclosure and what you notice yourself, makes the experience even more overwhelming. However, most of your inspection will be maintenance recommendations, life expectancies for various systems and components, and minor imperfections. These items are useful to know, but the issues that really matter will fall into four categories:
1. Major defects. An example of this would be a structural failure;
2. Things that lead to major defects, such as a small roof-flashing leak;
3. Things that may hinder your ability to finance, legally occupy, or insure the home; and
4. Safety hazards, such as an exposed, live buss bar at the electrical panel.
Anything in the above categories should be addressed. Often, a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4.)
Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Please note that sellers are under no obligation to repair everything mentioned in the report. No home is perfect so keep things in perspective. Do not jeopardize the deal over things that do not matter. It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller's disclosure, or inconsequential items.